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WELCOME TO

MO Financial, Inc.

MO Financial, Inc (MFI) was incorporated in 2003, in the state of California to conduct business in real estate finance. The business purpose has been the same for over twenty years – to serve the finance needs of real estate professionals and businesspeople with a need for capital. Jeffrey L. Donovan, has continually been the sole owner of the corporation since 2003.

Business Focus of MFI

MFI funds custom credit private money loans. We provide financing for real estate professionals and businesspersons who are borrowing money for a variety of purposes including:

Construction Lending

MFI is an active construction lender and has a superior loan structure that makes the construction draw process simple for both the lender and borrower. MFI does not hire third parties to inspect the properties during construction or review draw requests. All inspections and draw requests are done in house, and without fees. We are highly familiar with the entitlement, permitting, and construction phases of property redevelopment. We have been working with some real estate developers for over twenty years providing construction financing. We understand the entire development process from start to finish. We add value as a trusted resource of information and consulting to our borrower clients.

Acquisition Financing

We provide Acquisition financing for a variety of purposes, including adding value through an extensive remodel or the redevelopment of the property that may require entitlement work. There are many reasons why borrowers will request private money, such as quick closing, condition of the property, high LTV, cross-collateral custom lending, cumbersome bank underwriting and more.

Secured Lending to Finance Businesses

We look at loan requests from borrowers to fund ongoing business operations including construction, partner buyouts, increasing liquidity for working capital, and use of proceeds to acquire businesses.

MO Financial DRE License ID: 01874208
Jeff Donovan DRE License ID: 01416510

Have questions? Get in touch!